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Delaware Emergency Mortgage Assistance Program, an Option to Explore Prior to Filing for Bankruptcy

Many people who are experiencing difficulties with mortgage payments are not aware of the Delaware Emergency Mortgage Assistance Program. This program helps homeowners by reinstating the delinquent mortgage loan, including principle, interest, taxes and insurance and assisting with their monthly mortgage payments going forward for a period of up to 24 months. This program is… Continue Reading

What is Bankruptcy

Bankruptcy is a legal proceeding in which a person who can not pay his or her bills can get a fresh financial start.  The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court.  Filing bankruptcy immediately stops all of your creditors from seeking to collect… Continue Reading

Bankruptcy Filings fall 6%

NEW YORK (CNNMoney) — The number of Americans filing for bankruptcy dropped 6% in the first quarter of 2011 compared to the previous year, two industry groups said Monday. The number of filings in the first three months of 2011 dropped to 340,012, down from 363,215 filings recorded in the first quarter of 2010, according… Continue Reading

Chapter 7 Means Test

Chapter 7 means test is a required form and set of calculations that determines whether a person is eligible to file Chapter 7 consumer bankruptcy. The means test is a two-step process which begins with a median income comparison. If your current monthly income (CMI) is at or below the state median income, you qualify for… Continue Reading

Huang Law LLC is a Debt Relief law firm as defined by 11 U.S.C. 528. We help people file for Bankruptcy Relief under the Bankruptcy Code. The information contained on this website is not to be construed as legal advice. It is not intended to solicit or form an attorney-client relationship. We do not guarantee any result and prior results do not guarantee a similar outcome. This is an attorney advertisement and this website is for informational purposes only.