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Category Archives: Consumer Bankruptcy Resource

Delaware Emergency Mortgage Assistance Program, an Option to Explore Prior to Filing for Bankruptcy

Many people who are experiencing difficulties with mortgage payments are not aware of the Delaware Emergency Mortgage Assistance Program. This program helps homeowners by reinstating the delinquent mortgage loan, including principle, interest, taxes and insurance and assisting with their monthly mortgage payments going forward for a period of up to 24 months. This program is… Continue Reading

Chapter 7 Means Test

Chapter 7 means test is a required form and set of calculations that determines whether a person is eligible to file Chapter 7 consumer bankruptcy. The means test is a two-step process which begins with a median income comparison. If your current monthly income (CMI) is at or below the state median income, you qualify for… Continue Reading

2011 Poverty Guidelines

Persons in Family 48 Contiguous States and D.C. Alaska Hawaii 1 $10,890 $13,600 $12,540 2 14,710 18,380 16,930 3 18,530 23,160 21,320 4 22,350 27,940 25,710 5 26,170 32,720 30,100 6 29,990 37,500 34,490 7 33,810 42,280 38,880 8 37,630 47,060 43,270 For each additional person, add 3,820 4,780 4,390 Continue Reading

Huang Law LLC is a Debt Relief law firm as defined by 11 U.S.C. 528. We help people file for Bankruptcy Relief under the Bankruptcy Code. The information contained on this website is not to be construed as legal advice. It is not intended to solicit or form an attorney-client relationship. We do not guarantee any result and prior results do not guarantee a similar outcome. This is an attorney advertisement and this website is for informational purposes only.